Your Home Deserves
a Roof You Can
Count On.

Insurance companies in the DFW metroplex process thousands of storm claims every hail season. To manage volume, adjusters often look for reasons to deny or reduce payouts. The three most common reasons we see after 13 years:

• Insufficient documentation: If the damage isn't clearly photographed and described, the insurer has grounds to deny. We create detailed, photo-backed damage reports.
• Late filing: Evidence degrades fast — we inspect within days and help you understand the timeline.
• Pre-existing damage classification: Our inspection clearly distinguishes hail impacts and wind lift from routine wear patterns — with photographic evidence.

Dallas–Fort Worth sits in one of the most hail-active corridors in the country. Even moderate hailstorms can crack shingles, dent flashing, and compromise the granule layer.

We inspect the full roof surface, photograph every finding, and compile it into an organized report. Waiting too long has real consequences: damage worsens with each rain cycle, and the connection to a specific storm becomes harder to prove.

The Texas Department of Insurance is clear: a roofing contractor performing repair work cannot act as a public adjuster on the same claim. Any roofer making these promises is either breaking the law or misleading you.

At Montesco, we provide thorough documentation and guidance on the construction side. If your situation requires claim negotiation or legal counsel, we'll tell you directly.

A contractor who waives your deductible is committing insurance fraud. It can void your claim, and it signals corner-cutting on materials or labor. At Montesco, we're upfront about costs, transparent about what insurance covers, and honest about the numbers.

Getting your inspection done quickly gives you a head start. We provide a clear schedule before starting and keep you updated at every stage — no disappearing acts.

Our process is designed to produce documentation strong enough to support an insurance claim. We check shingles, flashing, penetrations, ridge caps, gutters, downspouts, attic ventilation, and interior signs. Every finding is high-resolution photographed, labeled, and compiled into a report that distinguishes storm damage from normal wear.

The key is making sure the approved scope accurately reflects the full cost. Our detailed repair scopes document everything so the settlement reflects the real cost of a code-compliant replacement. We provide transparent, line-item estimates.